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PLEASE
READ THESE TERMS OF USE CAREFULLY BECAUSE THEY CONTAIN
THE TERMS AND CONDITIONS THAT APPLY TO YOUR USE OF OUR
SERVICES AND THEY CONSTITUTE A LEGALLY BINDING AGREEMENT
BETWEEN YOU AND US.
BY
CLICKING ON THE “I ACCEPT” BUTTON OR BY
ACCESSING OR USING THE SERVICES IN ANY MANNER
WHATSOEVER, YOU ARE CONFIRMING THAT YOU HAVE READ,
UNDERSTAND AND AGREE TO, SHALL ABIDE BY AND COMPLY WITH
ALL OF THE TERMS AND CONDITIONS OF THESE TERMS OF USE.
WHENEVER YOU USE OR ATTEMPT TO USE ANY FEATURE OR
FUNCTION OF OUR SERVICES, EVEN IF YOU STOP USING OTHER
FEATURES OR FUNCTIONS OF OUR SERVICES, YOU WILL STILL BE
BOUND BY AND REQUIRED TO COMPLY WITH ALL OF THE TERMS
AND CONDITIONS IN THESE TERMS OF USE THAT APPLY TO YOU.
These are the terms and
conditions that constitute the official terms of use
(“Terms of Use”) between you
(“you” or “your”) and
Pro-filesPlus, Inc. (“Pro-filesPlus”,
“we”, “our” or “us”)
that apply to your use of our Website and the available
services, features and functions (as more fully
described herein) that are offered and made available
on, through or using our Website (the
“Services”). The terms “you” and
“your” as used herein refer collectively to
you individually and the company, firm or enterprise
(together with its Authorized Users as the context
requires) receiving access to the Services hereunder and
on whose behalf a duly authorized representative has
successfully completed the registration process for an
Account (as such term is defined below). The terms
“Website” or “Websites” mean and
include the primary Pro-filesPlus web site on the World
Wide Web, currently located at www.Pro-filesPlus.com,
as well as any and all equivalent, mirror, replacement,
substitute or backup websites and all web pages
contained therein.
When you use or take advantage of
any features or functions of our Services or participate
or engage in activities or transactions we make
available in connection with our Services you are also
confirming your agreement to be bound by and comply with
any and all additional terms and conditions that we
indicate apply to you in doing or attempting to do those
things (referred to individually and collectively, as
“Additional Terms”). Such Additional Terms
that apply to you, as well as our Privacy
Policy , are all part of these Terms of Use and form a
part of your agreement with us regarding your use of and
access to the Services.
The words "use" or "using" means
any time you, or any other individual, directly or
indirectly, with or without the aid of a machine or
device, does or attempts to access, interact with, use,
display, view, print or copy from the Website or the
Services, transmit, receive or exchange data or
communicate with the Website or the Services, or in any
way utilizes, benefits, takes advantage of or interacts
with any function, service or feature of the Website or
the Services, for any purpose whatsoever. Anyone using
our Services, including you, may also be referred to as
a “user.”
1. THE SERVICES
Our Services are intended to
provide credit and collection management and information
services primarily to employees of retail distributors
of building and construction materials (e.g., owners,
controllers, accounting personnel, credit, collection
and salespeople) within the United States. The Services
may assist Members (as defined below) in soliciting new
business, opening new or updating, maintaining and
evaluating current credit accounts, and collecting
monies owed on past due credit accounts from debtors.
Through their use of the Services, Members will be able
to, among other things, conduct searches on companies
within the construction industry with regard to credit
history, view records and reports relating to such
companies’ credit/debt history, submit inquiries
for credit/debt information, and purchase products and
services related to obtaining and maintaining credit
information of current and potential customers.
2. REGISTRATION / USER IDs AND
PASSWORDS
In order to access our Services
you must register as a member (“Member”) by
creating an Account (“Account”). We reserve
the right to approve or reject, at any time, at our sole
discretion, the registration of any new Account, or the
attempted renewal of any existing Account. Because the
Services are not generally available to the public, you
will be required to create a unique user ID and password
upon creating your Account. We may also, from time to
time, provide you with additional codes or passwords
necessary to perform certain transactions or otherwise
access the Services. Your user ID, password, and any
additional codes or passwords used to access your
Account are collectively referred to herein as "IDs".
Your IDs are personal to you. You agree that you will
not allow another person to use your IDs to access and
use the Services under any circumstances.
You are solely responsible for
maintaining the strict confidentiality of your IDs and
for any charges, damages, liabilities or losses incurred
or suffered as a result of your failure to do so. We are
not liable for any harm caused by or related to the
theft of your IDs, your disclosure of your IDs, or your
authorization to allow another person to access and use
the Services using your IDs. You agree to immediately
notify us if you become aware of any unauthorized use of
your IDs or other need to deactivate any IDs due to
security concerns. You hereby acknowledge and agree that
you are solely responsible for all activities, acts and
omissions, and transactions that occur in, from, through
or under your Account(s) or IDs.
3. ACCOUNT MEMBERSHIP
When you create an Account you
will be required to designate a manager for your Account
(“Account Manager”), who is considered the
primary user of the Account. For the avoidance of doubt,
an Account Manager must not be a salesperson or sales
manager with an interest in soliciting new business, but
must have a direct relationship with customers regarding
management of accounts receivables. The Account Manager
will designate the type of membership for an Account,
either “Basic” or “Premium” (or
any such other Account types as we may offer from time
to time), as well as designate any sub-Account(s) and/or
additional user(s) (each such user, an “Authorized
User”) associated with such sub-Account(s).
Account Managers will be required to designate each
Authorized User as either a “Credit” or
“Sales” user (or any such other User Types
as we may offer from time to time), and each Authorized
User will also be required to create their own
individual IDs in order to access the Services. The type
of membership selected by the Account Manager will
determine the membership status of the Account Manager
and all associated Authorized Users. A list of
descriptions and features for each membership and user
type is available for your review at www.Pro-filesPlus.com
, which may be updated at anytime, and from time to
time, at our sole discretion.
You acknowledge, understand and
agree that we will rely on your list of Authorized Users
(and any updates and notifications we receive from you
in accordance with the terms of these Terms of Use) to
enable your Authorized Users to access and use the
Services. For the avoidance of doubt, any reference to
“your Account” or “your IDs”
within these Terms of Use includes the IDs of your
Authorized Users as well as any sub-Accounts to which
such Authorized Users have access. It is your sole and
exclusive responsibility to ensure that each Authorized
User has the requisite authority, permissions and
entitlements (“Authority”) necessary to
access and use the Services. We have no obligation to
validate any such Authority and you agree that we shall
not be liable for any transactions executed or
information or content provided via the Services in
violation of any such Authority.
The opportunity to participate in
live Credit Meetings (pursuant to, and as defined in,
the Additional
Terms for Credit Meetings held and monitored by
Pro-filesPlus is a feature of the Services offered ONLY
to Members that are registered as “Credit”
users. Upon completion of each Credit Meeting,
Pro-filesPlus generates “Credit Meeting
Reports” and makes them available free of charge
via our Website to those Members who attend such Credit
Meeting, and for a fee to all Members with Premium
membership who have not attended such Credit Meeting,
but wish to have access to the associated Credit Meeting
Report. “Credit Meeting Reports” are
documents prepared by Pro-filesPlus that include an
updated and finalized agenda for the associated Credit
Meeting, as well as attendees’ names, phone
numbers, email addresses, and any other information or
documentation we record and/or aggregate during and
after such Credit Meeting (including all relevant
information submitted by Credit Meeting attendees). As a
condition of providing Credit Meeting Reports to certain
Members, such Members must agree to treat and protect
all Credit Meeting Reports as confidential, and with at
least the same degree of care such Members use to treat
and protect their own confidential information, and
shall prevent any unauthorized use, disclosure and/or
distribution of such Credit Meeting Reports to any third
party.
You will be required to pay
certain fees associated with the type of Account for
which you register, as well as any related products and
services you wish to purchase via our Website. A list of
fees and associated payment terms is available for your
review at www.Pro-filesPlus.com , which may
be modified at anytime, and from time to time, at our
sole discretion.
4. MODIFICATION, RENEWAL AND
TERMINATION OF MEMBERSHIP
The membership and/or user
type(s) associated with both the Account Manager and the
Authorized Users may be modified or terminated (in whole
or in part) at anytime, but ONLY by the Account Manager.
All memberships will automatically renew on the first
anniversary of the initial billing date of an Account.
Prior to such automatic renewal, an email will be sent
to the Account Manager, alerting the Account Manger of
the renewal, at which time the Account Manager will have
the option to (i) terminate the Account, or (ii) upgrade
all Basic membership users to Premium membership users
for the upcoming renewal period. For the avoidance of
doubt, if the Account Manager wishes to have the Account
renew, but no modifications to the Account are
necessary, the Account Manager will not be required to
take any action and the Account will automatically renew
under its existing membership terms.
If you breach (or we believe you
have or may breach) these Terms of Use or if we are
notified, determine or have reason to believe you or any
Authorized Users have or are engaging in conduct that
violates any of the terms and conditions of these Terms
of Use, we may deactivate, cancel, suspend or terminate
your membership, any Account(s) associated with your
membership, and any other use of our Services, in whole
or in part, without notice to you. We may declare all
monies then due, owing and outstanding immediately due
and payable and we will have no liability or further
obligation of any kind to you or any other person and
you will not be entitled to any refund.
5. MEMBER INFORMATION
Our ability to provide the
Services to Members is dependent upon our collection,
aggregation and distribution of the information we
receive from you, including, without limitation (i) your
company’s name, address, telephone number(s),
email addresses, and any other data that identifies your
business, (ii) names, addresses, credit status and/or
debtor information of your past, current and potential
customers, other information concerning your past,
current and potential customer accounts including
accounts receivables, and/or the customers of other
Members, and (iii) any other information you disclose to
us in connection with your use of the Services
(collectively, the “Member Information”).
Therefore, you hereby grant Pro-filesPlus an
irrevocable, perpetual, worldwide, royalty-free right
and license to use, display, distribute, manipulate,
combine with other data and exploit the Member
Information. Further, you hereby represent that (i) you
have full authority to disclose the Member Information
to Pro-filesPlus, (ii) have notified and/or advised all
past, current and potential customers that such
information will be disclosed and licensed to
Pro-filesPlus, and (iii) have obtained affirmative
consent from any and all past, current and potential
customers and third parties to provide such information
to Pro-filesPlus for its use, display, distribution,
manipulation, combination and exploitation via the
Services.
All Members will have access to a
membership directory, which lists all Account names,
associated telephone numbers and fax numbers, as well as
the name, email address and title of the Account
Manager, any SIC codes or product lines related to such
Member’s business, and any other
Account-identifying information that we deem appropriate
to include in furtherance of making such membership
directory available. All Members hereby agree and
acknowledge that we may, without limitation, generate
informational reports reflecting statistics on searches
and inquires submitted by Members using our Services via
the Website, and will make such reports available to and
searchable by all Members as part of the Services. Such
reports may include, but shall not be limited to, Member
Information and any other Account-identifying
information that we deem relevant and/or appropriate.
You represent, warrant and
covenant to us that any and all Member Information and
any other information or data you provide to us in
connection with your Account and your use of the
Services, is and will be, true, accurate and complete
when given to us, that in providing such information to
us you will not knowingly omit or misrepresent material
facts or information, and that you will promptly submit
corrected or updated information via the Services, or
otherwise advise us promptly in writing of any such
changes or updates to any information you’ve
provided to us. You further consent and authorize us to
verify your Member Information as required for use and
access to the Services, as applicable.
6. MODIFICATIONS
We have the right, any time and
from time to time, for any reason in our discretion, to
change these Terms of Use, including the Privacy Policy
and any Additional Terms that apply to our Services. We
will post notices of material changes on our Website and
we may also send you an email about any changes that
pertain to specific offerings of products or services.
Once we post such changes, they become effective
immediately. Your use of the Services after any such
changes become effective constitutes your acceptance of
such changes. Please check frequently and review these
Terms of Use so you are aware of the most current terms
and conditions of your agreement with us. We also
reserve the right, any time and from time to time, in
our discretion, to modify, suspend or discontinue all or
any portions of our Services without notice and without
liability to you or any other party. If any new products
or services become available, they will be considered a
part of the Services and your use of them will be
governed by these Terms of Use unless we notify you
otherwise.
7. PROPRIETARY RIGHTS AND
INTELLECTUAL PROPERTY
“Content” refers to
all content, data, information, databases, other
proprietary information and materials and all
copyrightable or otherwise legally protectible elements
of our Services, including, without limitation, Member
Information as well as all copyright and other rights in
marks or other intellectual property which you may
encounter, are provided by, available from, or for your
use in connection with our Website and Services. You
will not alter, delete, obscure or conceal any copyright
or other notices, nor will you reproduce, modify, create
derivative works from, display, perform, publish,
distribute, disseminate, broadcast or circulate or use
any Content in violation of these Terms of Use, without
our express written consent. You also will not copy,
modify, display, transmit, transfer, distribute or use
Content in violation of these Terms of Use or any laws
or regulations. You agree not to authorize, encourage or
allow anyone else, directly or indirectly, to do
anything you are not permitted to do under these Terms
of Use.
Content is either our property or
owned by Members or our licensors, suppliers or
operational service providers and is legally protected,
without limitation, under U.S. Federal and State, as
well as applicable foreign laws, regulations and
international treaties. You agree that the entities
mentioned above are third-party beneficiaries under
these Terms of Use and both we and they can protect our
respective rights and enforce these Terms of Use against
you. You may only use our Website, Services and the
Content for non-commercial, internal business use
(solely in connection with evaluation and management of
Member Information you submit, and Member Information
submitted by other Members to which you are provided
access via the Services) and for no other purpose. Your
right to use our Services is not assignable or
transferable. Any rights not granted to you under these
Terms of Use are fully reserved by us and any
unauthorized or prohibited use of our Services may
subject you to civil liability, criminal prosecution, or
both. You shall not disclose any Content, specifically
the Member Information of other Members, to any
unaffiliated third parties without such Member’s
consent and/or the consent of Pro-filesPlus.
8. ACCESS TO AND USE OF THE
SERVICES
Your access to and use of our
Services is subject to all applicable local, provincial,
state, and national laws and regulations. You shall not
use, allow, or enable others to use our Services or in
any manner that is, attempts or is likely to:
- be libelous, defamatory, harmful,
harassing, intimidating, threatening, hateful,
objectionable, discriminatory, or abusive which may
or may appear to impersonate anyone else;
- affect adversely, harm, disparage or
reflect negatively on Pro-filesPlus, or our
Services, Website and Content, or on our goodwill,
name or reputation, or the goodwill, name or
reputation of any other Member or their Member
Information;
- transmit, distribute or upload programs or
material that contain malicious code, such as
viruses, time bombs, cancel bots, worms, Trojan
horses, spyware, or other potentially harmful
programs or other material or information;
- violate any laws, regulations (including,
without limitation, laws regarding the transmission
of technical data or software exported from the
United States), judicial or governmental order, any
treaties or violate or infringe upon any
intellectual property rights, rights of publicity or
privacy or any other rights of ours or of any other
person, firm or enterprise;
- gain unauthorized access to our Services,
Website and Content; or other Members' Accounts,
IDs, names, personally identifiable information or
Member Information; or other computers, websites or
pages connected or linked to our Services, Website
and Content or to use our Services, Website and
Content in any manner which violates or is
inconsistent with these Terms of Use;
- modify, disrupt, impair, alter or interfere
with the use, features, functions, operation or
maintenance of our Services, Website and Content or
the rights or use and enjoyment of our Services,
Website and Content by any other Member, person,
firm or enterprise; or
- collect, obtain, compile, gather, transmit,
reproduce, delete, revise, view or display any
Content, material or information, whether personally
identifiable or not, posted by or concerning any
other Member, person, firm or enterprise, in
connection with their or your use of our Services
unless you have obtained the express, prior
permission of such other Member, person, firm or
enterprise to do so or as otherwise set forth in
these Terms of Use or any Additional Terms as
applicable to your use of the Services.
9. LINKS TO THIRD PARTY SITES
Pro-filesPlus may recommend
and/or endorse the use of third party products or
services and/or include promotional information, URLs,
or hypertext links to other parties’ websites in
connection therewith, or any other form of re-direction
of your connection to, with or through our Services
(“links”) anywhere on our Services. However,
Pro-filesPlus does not verify or have any obligation,
responsibility or liability resulting from the display
of any links to other parties’ websites (including
their privacy policies) or for any of their goods or
services, whether or not we have a separate marketing,
advertising or other promotional arrangement with them.
If a third party obtains information from or about you,
we have no responsibility or liability for their conduct
or activities.
10. DISCLAIMER OF WARRANTIES
THE SERVICES ARE MADE AVAILABLE
"AS IS" AND "AS AVAILABLE", WITHOUT ANY REPRESENTATION
OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, OR ANY
GUARANTY OR ASSURANCE THE SERVICES OR OUR WEBSITE WILL
BE AVAILABLE OR PERFORM AS DESCRIBED. WE EXPRESSLY
DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS AND
IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY OF
MERCHANTABILITY OR OF FITNESS FOR A PARTICULAR PURPOSE,
AS WELL AS ALL WARRANTIES OF TITLE AND NON-INFRINGEMENT
OF PROPRIETARY RIGHTS.
WE ARE ALSO NOT LIABLE FOR ANY
MALICIOUS CODE, DELAYS, INACCURACIES, ERRORS (WHETHER AS
A RESULT OF TECHNOLOGICAL OR HUMAN ERROR), OR OMISSIONS
ARISING OUT OF YOUR USE OF OUR SERVICES. YOU UNDERSTAND,
ACKNOWLEDGE AND AGREE THAT YOU ARE ASSUMING THE ENTIRE
RISK AS TO THE QUALITY, ACCURACY, PERFORMANCE,
TIMELINESS, ADEQUACY, COMPLETENESS, CORRECTNESS,
AUTHENTICITY, SECURITY AND VALIDITY OF THE CONTENT AND
ANY AND ALL FEATURES AND FUNCTIONS OF OUR SERVICES.
Some jurisdictions do not allow
for the exclusion of certain warranties. Accordingly
some of the exclusions described in these terms of use
may not apply to you.
11. LIMITATION OF LIABILITY AND
RELEASE
YOU UNDERSTAND AND AGREE THAT, TO
THE FULLEST EXTENT PERMISSIBLE BY LAW, NEITHER WE NOR
OUR EMPLOYEES, AGENTS, LICENSORS, REPRESENTATIVES,
OPERATIONAL SERVICE PROVIDERS OR SUPPLIERS, SHALL, UNDER
ANY CIRCUMSTANCES, BE LIABLE FOR ANY CLAIM, LOSS OR
DAMAGE, DIRECT OR INDIRECT, INCLUDING, BUT NOT LIMITED
TO, ANY AND ALL COMPENSATORY, CONSEQUENTIAL, INCIDENTAL,
INDIRECT, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY
KIND WHATSOEVER AND IF APPLICABLE, YOUR REGISTRATION,
YOUR ACCOUNT, MEMBERSHIP, ANY CONTENT, PRODUCTS OR OTHER
FEATURES, FUNCTIONS, TRANSACTIONS OR ACTIVITIES
ASSOCIATED WITH OR ARISING FROM OR THROUGH OUR SERVICES,
REGARDLESS OF THE FORM OF THE ACTION, THE LEGAL THEORY
OR THE BASIS OF THE CLAIM AND WHETHER OR NOT ANY PARTY
HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. IF ANY
LIMITATION ON REMEDIES, DAMAGES OR LIABILITY IS
PROHIBITED OR RESTRICTED BY LAW, WE SHALL REMAIN
ENTITLED TO THE MAXIMUM DISCLAIMERS AND LIMITATIONS ON
REMEDIES, DAMAGES AND LIABILITY AVAILABLE AT LAW AND
EQUITY IN SUCH SITUATION, HOWEVER, IN NO EVENT SHALL OUR
LIABILITY TO YOU FOR DAMAGES OR OTHERWISE EXCEED THE
LESSER OF: (I) THE AMOUNTS PAID BY YOU FOR ACCESS TO OUR
SERVICES DURING THE TWELVE (12) MONTHS PRECEDING ANY
SUCH CLAIM FOR SUCH DAMAGES OR (II) $100.00.
In the event you have any dispute
with one or more third parties as a result of your use
of our Website, Content or the Services, or are in any
way damaged as a result of any third party in connection
therewith, you hereby release and covenant not to sue or
otherwise make a claim, demand or file any legal action
or institute any legal or regulatory proceedings against
us, our employees, agents, representatives, operational
service providers and suppliers, for any claims, actions
demands or damages (whether direct, indirect, special,
incidental or consequential), of whatever kind or
nature, known or unknown, suspected or unsuspected,
whether foreseeable or not, disclosed or undisclosed.
12. INDEMNIFICATION
You agree to defend and indemnify
us, our employees, agents, licensors, representatives,
operational service providers and suppliers against any
and all demands, claims and actions and you will hold us
harmless from and against all losses, damages, costs and
expenses (including reasonable attorneys' fees)
resulting from your breach or violation (or any
Authorized User’s breach or violation) of these
Terms of Use, the public posting or display of any
material, content or items you submit or provide to us
(including, without limitation, your Account Information
and/or Member Information), or your alteration, use,
export or disclosure of any Content, as well as your
violation of law or regulation or your infringement,
misappropriation or any violation of the rights of any
other party. We may, if necessary, participate in the
defense of any such claim or action and any negotiations
for its settlement or compromise. No settlement which
may adversely affect our rights or obligations shall be
made without our prior written approval. We reserve the
right, at our own expense and on notice to you, to
assume exclusive defense and control of any such claim
or action and then your corresponding indemnification
obligation will end.
13. MISCELLANEOUS
If any term or condition is held
illegal, invalid or unenforceable, this will not affect
any other provision each of which will continue in
effect. Any term or condition which must survive to
allow us to enforce its meaning shall survive; however
no action arising out of these Terms of Use or your use
of our Services, regardless of the form of action or
basis of the claim, may be brought by you more than 1
year after the cause of action has arisen (or if
multiple causes, the date the first cause arose). Our
delay or failure to take any action shall not be or be
construed as a waiver of that or any other term,
condition or right we may have. You may not transfer,
assign, convey or delegate your Account, IDs, or right
to use our Services to anyone else and any attempt by
you to do so shall be null and void ab initio.
14. LAW THAT APPLIES
Your use of our Services and
these Terms of Use, shall be governed, construed and
enforced the laws of the State of New Jersey applicable
to contracts made, executed and wholly performed in New
Jersey. You unconditionally and irrevocably submit to
the exclusive jurisdiction and venue of the State and
Federal Courts situated in the State of New Jersey and
you shall not object to such jurisdiction or venue on
the grounds of lack of personal jurisdiction,
inconvenient forum or otherwise. These Terms of Use
shall not be governed by the United Nations Convention
on Contracts for the International Sale of Goods, which
is expressly excluded, and you also expressly agree to
exclude the applicability of the Uniform Computer
Information Transactions Act. A printed copy of these
Terms of Use and of any notice in electronic form shall
be admissible in any judicial or administrative
proceedings to the same extent and under the same
conditions as other business documents and records
originally generated and maintained in printed form.
IN ANY CLAIM, ACTION OR
PROCEEDING TO ENFORCE ANY RIGHT OR OBLIGATION OF THE
PARTIES UNDER THE AGREEMENT, INCLUDING, WITHOUT
LIMITATION, RELATING TO YOUR USE OF OUR SERVICE, YOU
HEREBY WAIVE ANY RIGHT YOU MAY NOW HAVE OR HEREAFTER
POSSESS TO A TRIAL BY JURY.
15. ENTIRE AGREEMENT
Our Privacy Policy , and any
Additional Terms that may apply to you and your use of
our Services, are incorporated into and form a part of
these Terms of Use as if fully set forth herein, and
together represent the complete and exclusive statement
of terms and conditions between you and us regarding
your use of the Website and Services, superseding any
and all prior or inconsistent agreements,
understandings, discussions, communications, written,
oral or otherwise, relating thereto.
YOU ACKNOWLEDGE YOU HAVE READ AND
UNDERSTAND THESE TERMS OF USE AND AGREE TO BE BOUND BY
AND FULLY COMPLY WITH ALL THE TERMS AND CONDITIONS
HEREIN.
For ease of reference these Terms
of Use can be reviewed at any time at www.Pro-filesPlus.com;
and our Privacy Policy can be reviewed at any time at www.Pro-filesPlus.com.
These Terms of Use were last
modified on February 28, 2008, and are effective
immediately.
© Copyright 2008 Pro-filesPlus,
Inc. All Rights Reserved.
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